Terms of Service
Last updated: April 15, 2026
Acceptance of Terms
These Terms of Service govern your use of Heltrix and its services. By accessing and using our website, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions in their entirety. If you do not agree with any part of these terms, you must discontinue your use of our platform immediately.
We reserve the right to modify these terms at any time without prior notice. Your continued use of our services following any changes constitutes your acceptance of the revised terms. We encourage you to review these terms periodically to stay informed of any updates. If you have questions about our terms, we recommend reaching out before proceeding.
User Obligations and Responsibilities
As a user of our platform, you agree to use our services only for lawful purposes and in ways that do not infringe upon the rights of others or restrict their use and enjoyment. You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your account. You agree not to engage in any conduct that could damage, disable, overburden, or impair our servers or networks.
You commit to providing accurate information when registering or interacting with our services. You agree not to upload, distribute, or transmit any harmful, offensive, or illegal content. We expect all users to treat other community members with respect and professionalism. Any violation of these obligations may result in immediate suspension or termination of your access to our services.
Intellectual Property Rights
All content on our platform, including text, graphics, logos, images, videos, and educational materials, is the property of our organization or our content partners and is protected by international copyright laws. This includes our pre-retirement coaching resources, midlife reinvention support materials, and personal growth workshop content developed specifically for individuals over 45 in Estonia and the Baltic region.
You are granted a limited, non-exclusive license to view and use our materials solely for your personal, non-commercial purposes. You may not reproduce, modify, distribute, transmit, display, or perform any content without our explicit written permission. Unauthorized use of our intellectual property may result in legal action. We actively protect our original coaching methodologies and educational frameworks.
Limitation of Liability
Our services are provided on an "as-is" basis without warranties of any kind, either express or implied. We do not guarantee that our platform will be error-free, uninterrupted, or secure. To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our services, even if we have been advised of the possibility of such damages.
Your use of our coaching resources, educational content, and personal growth materials is at your own risk. While we strive to provide accurate and helpful information for life transitions and second chapter planning, we cannot guarantee specific outcomes or results. We are not responsible for decisions made based on our content. Some jurisdictions do not allow the limitation of liability, so this disclaimer may not apply to you in full.
Termination of Access
We reserve the right to suspend or terminate your access to our services at any time, with or without cause, and with or without notice. Reasons for termination may include violation of these terms, illegal activity, abusive behavior toward other users, or failure to comply with our community standards. Upon termination, your right to use our platform ceases immediately.
You may terminate your account at any time by contacting our support team. Upon termination, we may delete your account information and associated data according to our data retention policies. Sections of these terms that by their nature should survive termination, including intellectual property rights and limitation of liability, will continue in effect. We reserve the right to maintain backups of your information as required by law.
Questions About These Terms
If you have any questions, concerns, or need clarification regarding these Terms of Service, we encourage you to reach out to us. We are committed to addressing your inquiries promptly and professionally. Your feedback helps us improve our services and ensure our terms remain clear and fair to all users.